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Free standard shipping on orders over $99
Estimated to be delivered on 6-12 Days.
At Lumaryon Universal, customer satisfaction is our priority. If you are not completely satisfied with your purchase, you may request a return within the eligible return period as outlined on our website. Items must be returned in their original condition, unused, and in original packaging to qualify for a refund.
Once your return is received and inspected, we will notify you of the approval or rejection of your refund. Approved refunds will be processed to the original method of payment within a reasonable timeframe. Shipping fees are non-refundable unless the return is due to a defective product or an error on our part.
Customers are responsible for return shipping costs unless otherwise stated. Please note that certain items may be non-returnable due to hygiene, safety, or clearance reasons, which will be clearly communicated at the time of purchase. We recommend contacting our support team before returning any item to ensure a smooth and efficient return process.
by Cyi Taiga (Author)
MONEY IS ABOUT MORE THAN JUST NUMBERS. In short, quick to digest segments, Your Money SIGN covers the deeper issues behind everyone's search for financial freedom and gives real life tools to help you along your money journey. Introducing the quadrant: SPEND: Will educate, entertain, and give real life tools for financial prog-ress through the four spending tiers. Tier 4: 99% or more of your income is spent a month. Tier 3: 98-80% of your income goes to bills. Tier 2: 50-79% of your income is gone leaving a small room for savings. Tier 1: 49% or less is needed for your expenses. INVEST: Learn about the 4 brains and why they affect your finances. Explore the 8 types of Zombie$ that will try to take your money and the principles to protect yourself. GIVE: You are more than your paycheck. Learn to give the world that which is uniquely you. NET: See why this is the 1 secret of the rich. And the Ultimate Rule is that once funds go into a certain account, it can not be transferred to another account. Along the way be introduced to Samantha, Stephanie, Susan, Sally, Izzy, Gabbi, and Nova. 7 fictional characters who reflect real life experiences. Follow Ms. Cyi Taiga as she guides you to defining your Floor and to setting your Ceiling. Learn the 16 Mythos to live by to help you master your financial mind-set. Your Money SIGN is not another budget system, it is a lifestyle.
At Lumaryon Universal, we are committed to providing a smooth and reliable shipping experience for every customer. All orders are carefully processed within 1–3 business days, excluding weekends and and public holidays.
Once dispatched, orders are shipped using trusted carriers, with an estimated delivery timeframe of 6–12 business days, depending on your location and carrier conditions. Customers will receive a shipping confirmation email with tracking information as soon as their order is shipped, allowing them to monitor delivery progress.
While we strive to meet estimated delivery times, occasional delays may occur due to factors beyond our control, such as weather conditions or carrier disruptions. Our team remains available to assist with any shipping or delivery inquiries to ensure a secure and hassle-free shopping experience.
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