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At Lumaryon Universal, customer satisfaction is our priority. If you are not completely satisfied with your purchase, you may request a return within the eligible return period as outlined on our website. Items must be returned in their original condition, unused, and in original packaging to qualify for a refund.
Once your return is received and inspected, we will notify you of the approval or rejection of your refund. Approved refunds will be processed to the original method of payment within a reasonable timeframe. Shipping fees are non-refundable unless the return is due to a defective product or an error on our part.
Customers are responsible for return shipping costs unless otherwise stated. Please note that certain items may be non-returnable due to hygiene, safety, or clearance reasons, which will be clearly communicated at the time of purchase. We recommend contacting our support team before returning any item to ensure a smooth and efficient return process.
by Becky Holmes (Author)
FRAUD IS A BIG BUSINESS: Discover the ways fraudsters target us, what future technological threats await us--and how we can protect ourselves.
The latest edition in the FUTURES series takes you inside the world of fraud through popular true crime cases, from phone and banking scams to cryptocurrency boondoggles . . . Humans have been ripping each other off since they first discovered the concept of lying but in 300 BC, the first ever official record of a fraud case was made. A merchant in Greece took out an insurance policy, borrowed money and planned to sink his boat. Unfortunately for him, things did not go according to plan. Since then, fraud has become more complex and harder to detect, as technology has evolved. So how can we protect ourselves now and in the future, and what new dangers do we need to be looking out for? Deeply researched and littered with expert interviews, The Future of Fraud will explore interesting fraud cases past and present, and expose how the technology we depend upon today is also perfectly poised to exploit us: from social media, the dark web and gaming, to cryptocurrency and artificial intelligence. And as well as parting us from our money, fraud is eroding the trust between humans and the state, and between each other. The only way to tackle the fraud epidemic, argues Holmes, is head on, via education, language, technology and regulation. We need everyone to understand the dangers and have protections in place to stop the bad guys. Are we fighting a losing battle, or can we make the future a safer place for everyone?Becky Holmes is the creator of and voice behind the popular X account @deathtospinach, where she publicly 'outs' online fraudsters. Her first bookabout romance fraud, Keanu Reeves Is Not In Love With You, was published by Unbound in 2024. She is well-respected in the fraud industry and is regularly called upon as a media talking head and to speak at conferences alongside other industry experts. She lives in Stratford-Upon-Avon.
At Lumaryon Universal, we are committed to providing a smooth and reliable shipping experience for every customer. All orders are carefully processed within 1–3 business days, excluding weekends and and public holidays.
Once dispatched, orders are shipped using trusted carriers, with an estimated delivery timeframe of 6–12 business days, depending on your location and carrier conditions. Customers will receive a shipping confirmation email with tracking information as soon as their order is shipped, allowing them to monitor delivery progress.
While we strive to meet estimated delivery times, occasional delays may occur due to factors beyond our control, such as weather conditions or carrier disruptions. Our team remains available to assist with any shipping or delivery inquiries to ensure a secure and hassle-free shopping experience.
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