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At Lumaryon Universal, customer satisfaction is our priority. If you are not completely satisfied with your purchase, you may request a return within the eligible return period as outlined on our website. Items must be returned in their original condition, unused, and in original packaging to qualify for a refund.
Once your return is received and inspected, we will notify you of the approval or rejection of your refund. Approved refunds will be processed to the original method of payment within a reasonable timeframe. Shipping fees are non-refundable unless the return is due to a defective product or an error on our part.
Customers are responsible for return shipping costs unless otherwise stated. Please note that certain items may be non-returnable due to hygiene, safety, or clearance reasons, which will be clearly communicated at the time of purchase. We recommend contacting our support team before returning any item to ensure a smooth and efficient return process.
by Monzo (Author)
The Sunday Times Top Ten Bestseller
"Informative... warm in tone and easy to understand. A safe space to learn about money." -- Clare Seal, author and founder of My Frugal Year "An evergreen guide to keep through different life stages." -- Bola Sol, author of Your Money Life "Cuts the jargon, keeps it real--and actually makes money feel manageable." -- Jason Butler, global financial well-being expert and author
If you'd never normally read a personal finance book, this one's for you.
Ah, money. We all use it, but most of us feel like we don't really get it. Enter The Book of Money--a personal finance guide you'll actually want to read. With zero judgment and no jargon, it breaks down big, complex topics into clear, bite-sized chunks.
Inside you'll find:
Balancing your budget - avoid the day-before-payday dread
How to "do money" together - take the tension out of shared finances
Becoming an investor - why investing isn't just for millionaires
Life after work - look after your future self and stop pension procrastination
Debt and borrowing - how to take control of debt and use credit wisely
Property - renting, buying, and making the most of where you live
Packed with infographics, practical exercises, and insights inspired by Monzo's 12 million customers, The Book of Money is the perfect finance companion for people who'd never normally pick one up.
It will give you the tools, confidence, and understanding you need to take control of your finances--and change your relationship with money for good.
Monzo is one of the UK's biggest banks, trusted by more than 12 million customers and counting. Founded in 2015, they are a digital bank that's revolutionised the industry and made millions
of people feel better about their money. With smart tools and innovative features, they help customers grow more capable and confident in their finances than ever before.
At Lumaryon Universal, we are committed to providing a smooth and reliable shipping experience for every customer. All orders are carefully processed within 1–3 business days, excluding weekends and and public holidays.
Once dispatched, orders are shipped using trusted carriers, with an estimated delivery timeframe of 6–12 business days, depending on your location and carrier conditions. Customers will receive a shipping confirmation email with tracking information as soon as their order is shipped, allowing them to monitor delivery progress.
While we strive to meet estimated delivery times, occasional delays may occur due to factors beyond our control, such as weather conditions or carrier disruptions. Our team remains available to assist with any shipping or delivery inquiries to ensure a secure and hassle-free shopping experience.
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