Couldn't load pickup availability
Free standard shipping on orders over $99
Estimated to be delivered on 6-12 Days.
At Lumaryon Universal, customer satisfaction is our priority. If you are not completely satisfied with your purchase, you may request a return within the eligible return period as outlined on our website. Items must be returned in their original condition, unused, and in original packaging to qualify for a refund.
Once your return is received and inspected, we will notify you of the approval or rejection of your refund. Approved refunds will be processed to the original method of payment within a reasonable timeframe. Shipping fees are non-refundable unless the return is due to a defective product or an error on our part.
Customers are responsible for return shipping costs unless otherwise stated. Please note that certain items may be non-returnable due to hygiene, safety, or clearance reasons, which will be clearly communicated at the time of purchase. We recommend contacting our support team before returning any item to ensure a smooth and efficient return process.
by Kerry Hannon (Author), Janna Herron (Author)
From two personal finance experts, a road map to plan for your retirement, tailored to the specific financial circumstances of Gen X
"Retirement Bites is like having a savvy financial planner at your disposal, one who understands where you've been and where you want to go." --Christine Benz, author of How to Retire A Wall Street Journal Best Book of the Year The oldest members of Gen X are less than a decade from retirement age, but many of the sixty-four million Americans born between 1965 and 1980 are not sufficiently prepared. While it could be easy to label Gen Xers as slackers, there are several underlying economic issues making it harder for this cohort to save for retirement. Company-funded pensions vanished just as Gen X started working, 401(k)s were less widespread for much of their early earning years, and Gen X's earnings have been disrupted by multiple financial crises during their work lifetimes. Retirement Bites is a retirement playbook that specifically targets this overlooked generation. Personal finance experts Kerry Hannon and Janna Herron lay out a blueprint for Gen Xers to take control of their financial future: from understanding investment options, to boosting financial security, to creating a retirement income stream, and more. The goal is to embrace not just saving for retirement but saving for life.Kerry Hannon is a leading authority and strategist on retirement, jobs, career transitions, entrepreneurship, leadership, and personal finance. She is a senior columnist and on-air expert at Yahoo Finance and the award-winning author of fourteen books, including Great Jobs for Everyone 50+. She lives in Washington, DC.
Janna Herron is an award-winning reporter and editor with twenty years of expertise in personal finance, retirement, taxes, and real estate. Before becoming a freelance journalist, she was a senior columnist and on-air expert at Yahoo Finance. She lives in New York.At Lumaryon Universal, we are committed to providing a smooth and reliable shipping experience for every customer. All orders are carefully processed within 1–3 business days, excluding weekends and and public holidays.
Once dispatched, orders are shipped using trusted carriers, with an estimated delivery timeframe of 6–12 business days, depending on your location and carrier conditions. Customers will receive a shipping confirmation email with tracking information as soon as their order is shipped, allowing them to monitor delivery progress.
While we strive to meet estimated delivery times, occasional delays may occur due to factors beyond our control, such as weather conditions or carrier disruptions. Our team remains available to assist with any shipping or delivery inquiries to ensure a secure and hassle-free shopping experience.
Free Shipping On All Orders Over $99
Our support team always ready for you to 7 days a week
100% Secure Transactions
30 Day Return Policy
Thanks for subscribing!
This email has been registered!