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Free standard shipping on orders over $99
Estimated to be delivered on 6-12 Days.
At Lumaryon Universal, customer satisfaction is our priority. If you are not completely satisfied with your purchase, you may request a return within the eligible return period as outlined on our website. Items must be returned in their original condition, unused, and in original packaging to qualify for a refund.
Once your return is received and inspected, we will notify you of the approval or rejection of your refund. Approved refunds will be processed to the original method of payment within a reasonable timeframe. Shipping fees are non-refundable unless the return is due to a defective product or an error on our part.
Customers are responsible for return shipping costs unless otherwise stated. Please note that certain items may be non-returnable due to hygiene, safety, or clearance reasons, which will be clearly communicated at the time of purchase. We recommend contacting our support team before returning any item to ensure a smooth and efficient return process.
by Brian Green (Author)
The overwhelming majority of people will be affected!
Learn the competitive strategies from the nation's leading Long Term Care Insurance team.
In this short, fun read you will discover how to preserve your wealth, protect your assets, and most importantly, help secure your family legacy with dignity.
Avoid being a burden to your loved ones - create financial leverage today with the most competitive Long Term Care/Extended Care insurance solutions.
LONG TERM CARE PLANS CAN INCLUDE:
- 100% liquidity
- Return of all Premiums + Interest
- Guaranteed Rates and Benefits
- Income tax free payouts AND Death Benefits
- Ability to use the money how you choose, not just in certified care facilities
This marks Brian's inaugural book writing venture; after beginning his career in education, he pivoted to a career in financial services in 1998. In addition to being an agent and Registered Investment Advisor, he is the owner of 3 Point Financial Solutions. He is also the president of the Big 30 Athletic Corporation: an organization that promotes post-high school education to forty school districts via a scholarship program.
In 2022 he founded the I.M.A.G.E. (I'm Making A Graceful Exit) program. This program is designed to help senior citizens prepare for life's "Final Graduation". In conjunction with IMAGE, he and his brother, Kevin, started the Phyllis J Green Memorial Scholarship fund. The fund provides scholarships to the children of single mothers.
Brian and his wife Kelly have been married for 32 years. They have 2 grown children, Taylor and Jared.
At Lumaryon Universal, we are committed to providing a smooth and reliable shipping experience for every customer. All orders are carefully processed within 1–3 business days, excluding weekends and and public holidays.
Once dispatched, orders are shipped using trusted carriers, with an estimated delivery timeframe of 6–12 business days, depending on your location and carrier conditions. Customers will receive a shipping confirmation email with tracking information as soon as their order is shipped, allowing them to monitor delivery progress.
While we strive to meet estimated delivery times, occasional delays may occur due to factors beyond our control, such as weather conditions or carrier disruptions. Our team remains available to assist with any shipping or delivery inquiries to ensure a secure and hassle-free shopping experience.
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