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At Lumaryon Universal, customer satisfaction is our priority. If you are not completely satisfied with your purchase, you may request a return within the eligible return period as outlined on our website. Items must be returned in their original condition, unused, and in original packaging to qualify for a refund.
Once your return is received and inspected, we will notify you of the approval or rejection of your refund. Approved refunds will be processed to the original method of payment within a reasonable timeframe. Shipping fees are non-refundable unless the return is due to a defective product or an error on our part.
Customers are responsible for return shipping costs unless otherwise stated. Please note that certain items may be non-returnable due to hygiene, safety, or clearance reasons, which will be clearly communicated at the time of purchase. We recommend contacting our support team before returning any item to ensure a smooth and efficient return process.
by Robert H. Miller (Author)
Do low income tax rates result in more job creation than do higher rates? The answer to this question is not a matter of opinion. There are historical records with facts that support or refute this premise and enable one to determine whether such a correlation actually exists. Yet the increasing staccato of voices from the right and left proclaiming their ideological viewpoint to be correct without bothering to provide any substantiation leaves the truly independent individual in a quandary. But no more. Robert H. Miller, a retired senior corporate executive and CPA, provides an unbiased, objective and most definitely non-ideological answer to that question with the facts to support it, and in a manner that can be readily understood by even the most partisan politician or beleaguered bureaucrat.
Bob Miller initially pursued a career in accounting, graduating from Rutgers University in Newark with a B.S Degree Cum Laude in 1960. He married immediately thereafter and started his CPA career with an accounting firm that is now PricewaterhouseCoopers. In 1965 he joined the Manhattan Shirt Company where he remained until 1972 when Squibb Corporation, which had just acquired Charles of the Ritz, recruited him as its Vice President Finance. He advanced rapidly up the Ritz corporate ladder, becoming President of the International Division in 1974 and the Company's President and CEO in 1983. From 1975 through 1986, led by the International Division, Ritz registered increases in profitability averaging 23% annually, without any acquisitions. During his tenure at Ritz he worked directly with fashion designers Yves Saint Laurent and Gianni Versace and movie and television stars Linda Evans and John Forsyth. He is most well known for his role in developing and marketing YSL's Opium perfume and the first fragrances ever based on a television show, Dynasty. From 1983 until Charles of the Ritz was sold in 1986, he was on the Board of Directors of Squibb and several industry organizations where he also served as an officer. In 1985 he was the recipient of the New Jersey Businessman of the Year Award. Bob remarried in 1989 and now lives with his wife, a psychiatrist, in Manhattan and Blairstown, New Jersey. Together they have five children and seven grandchildren. He retired in 1992 after an unsuccessful attempt to save a fur retailer from bankruptcy and undertook consulting work that interested him. Later he began writing fiction based on his almost thirty years of experience in the fashion, cosmetics and fragrance industries. Recently he has undertaken research in economic and political issues, and just completed his first non-fiction book, If Low taxes Create Jobs, Where Are They? Someone once described Bob as an intelligent man with the discipline of an accountant, the creativity of an artist and the people skills of a diplomat, at home on a factory floor, a fashion runway or the halls of Washington--a fairly accurate description.
At Lumaryon Universal, we are committed to providing a smooth and reliable shipping experience for every customer. All orders are carefully processed within 1–3 business days, excluding weekends and and public holidays.
Once dispatched, orders are shipped using trusted carriers, with an estimated delivery timeframe of 6–12 business days, depending on your location and carrier conditions. Customers will receive a shipping confirmation email with tracking information as soon as their order is shipped, allowing them to monitor delivery progress.
While we strive to meet estimated delivery times, occasional delays may occur due to factors beyond our control, such as weather conditions or carrier disruptions. Our team remains available to assist with any shipping or delivery inquiries to ensure a secure and hassle-free shopping experience.
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