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Free standard shipping on orders over $99
Estimated to be delivered on 6-12 Days.
At Lumaryon Universal, customer satisfaction is our priority. If you are not completely satisfied with your purchase, you may request a return within the eligible return period as outlined on our website. Items must be returned in their original condition, unused, and in original packaging to qualify for a refund.
Once your return is received and inspected, we will notify you of the approval or rejection of your refund. Approved refunds will be processed to the original method of payment within a reasonable timeframe. Shipping fees are non-refundable unless the return is due to a defective product or an error on our part.
Customers are responsible for return shipping costs unless otherwise stated. Please note that certain items may be non-returnable due to hygiene, safety, or clearance reasons, which will be clearly communicated at the time of purchase. We recommend contacting our support team before returning any item to ensure a smooth and efficient return process.
by Steph Wagner (Author)
Whether you're in your sixties or twenties--single, married, rebuilding after a devastating loss, or simply wanting to feel more prepared for the unexpected--this book is for every woman ready to take control over her financial life.
Steph Wagner, National Director of Women and Wealth at Northern Trust, offers an empowering, tools-based approach to help you achieve financial freedom and thrive for years to come. Steph Wagner appeared to have it all--a beautiful family and a picture-perfect life--until her husband of nearly 20 years left their family for another woman. A stay-at-home mom, Steph found herself facing financial devastation and some heavy emotional baggage. Her enviable life concealed the secrets of a harrowing childhood fraught with domestic abuse, and her divorce reopened old wounds. In the years since, Steph has built a thrilling new life and a powerhouse career as a nationally recognized authority on women's economic security. A model of resiliency and resourcefulness, her riveting personal story and hard-earned financial expertise have helped women across the country reclaim their financial futures. Her debut book, Fly! offers invaluable insights to help you:Steph Wagner is a nationally recognized thought leader in women's wealth and financial empowerment. Her passion for this work is deeply personal. Her own journey--from private equity executive to stay-at-home mom, to single mother facing financial uncertainty, to successful businesswoman--fuels her mission to help women take control of their wealth and build lives they love. Today, she serves as National Director of Women & Wealth at Northern Trust, where she leads the firm's advisory practice for women and its Elevating Women platform--a national program focused on building financial confidence and helping women use their wealth to create meaningful impact in their families, businesses, and communities.
Prior to joining Northern Trust, Steph spent years advising high-net-worth women navigating major life transitions such as divorce and widowhood. She also built a national consulting practice for wealth management firms seeking to better serve female clients and founded WomenWealthyWise, a platform dedicated to advancing financial literacy and empowerment for women. Earlier in her career, she was Vice President at Gemini Investors, a Boston-based private equity firm. A frequent media contributor, Steph's insights have been featured in The Wall Street Journal, The New York Times, Entrepreneur, Barron's, Bloomberg, MarketWatch, Kiplinger, Yahoo Finance, and more. Steph lives just outside of Austin, Texas, and is the proud mom of three grown sons. When she's not working or writing, you'll likely find her cycling, hiking, on her yoga mat, or chasing after her beloved dogs.At Lumaryon Universal, we are committed to providing a smooth and reliable shipping experience for every customer. All orders are carefully processed within 1–3 business days, excluding weekends and and public holidays.
Once dispatched, orders are shipped using trusted carriers, with an estimated delivery timeframe of 6–12 business days, depending on your location and carrier conditions. Customers will receive a shipping confirmation email with tracking information as soon as their order is shipped, allowing them to monitor delivery progress.
While we strive to meet estimated delivery times, occasional delays may occur due to factors beyond our control, such as weather conditions or carrier disruptions. Our team remains available to assist with any shipping or delivery inquiries to ensure a secure and hassle-free shopping experience.
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