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Free standard shipping on orders over $99
Estimated to be delivered on 6-12 Days.
At Lumaryon Universal, customer satisfaction is our priority. If you are not completely satisfied with your purchase, you may request a return within the eligible return period as outlined on our website. Items must be returned in their original condition, unused, and in original packaging to qualify for a refund.
Once your return is received and inspected, we will notify you of the approval or rejection of your refund. Approved refunds will be processed to the original method of payment within a reasonable timeframe. Shipping fees are non-refundable unless the return is due to a defective product or an error on our part.
Customers are responsible for return shipping costs unless otherwise stated. Please note that certain items may be non-returnable due to hygiene, safety, or clearance reasons, which will be clearly communicated at the time of purchase. We recommend contacting our support team before returning any item to ensure a smooth and efficient return process.
by Malcolm Ethridge (Author)
The COVID-19 pandemic has brought with it a rethinking of the ways in which we work and live. But while more people are now talking about financial independence and their pursuit of it, they are leaving out the planning and intentionality that goes along with the desire.
With over a decade of experience in financial services, working for two of the world's largest banks and some of the country's wealthiest families and institutions, Malcolm is certainly considered a Wall Street insider. However, as a millennial business owner on his own financial independence journey, Malcolm also thinks and talks about money like an outsider. This book is essential for first-generation wealth creators who want to achieve financial independence earlier in life than conventional wisdom says they're allowed to. Readers of this book will walk away with a better understanding of what financial independence is and isn't. They will also be empowered to begin their journey toward financial independence with an understanding of the proactive steps necessary to get there.At Lumaryon Universal, we are committed to providing a smooth and reliable shipping experience for every customer. All orders are carefully processed within 1–3 business days, excluding weekends and and public holidays.
Once dispatched, orders are shipped using trusted carriers, with an estimated delivery timeframe of 6–12 business days, depending on your location and carrier conditions. Customers will receive a shipping confirmation email with tracking information as soon as their order is shipped, allowing them to monitor delivery progress.
While we strive to meet estimated delivery times, occasional delays may occur due to factors beyond our control, such as weather conditions or carrier disruptions. Our team remains available to assist with any shipping or delivery inquiries to ensure a secure and hassle-free shopping experience.
Free Shipping On All Orders Over $99
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